Steering Clear of Collisions

If you want to stay safe on the roadway, here’s a hot tip from MSN.com: avoid driving near or around sporty, high-performance vehicles like the Scion tC, Chevrolet Cobalt SS, the Honda Civic Si and the Subaru Impreza WRX. These cars and others like them probably belong to drivers who lack “maturity and good judgment.”

According to statistics compiled by the Highway Loss Data Institute (HLDI), the Scion tC and cars like it typically appeal to young people, who are themselves “most likely to be involved in a crash.” The HLDI bases its findings on “a monthly flow of claims data from 30 insurance companies that represent about 80% of privately owned and insured vehicles.”

Each vehicle model receives a ranking “that is relative to the average for all vehicles.” On its most current list, the Scion tC has 65% more insurance claims than other vehicles. The figures for Chevrolet Cobalt SS the Honda Civic Si and the Subaru Impreza WRX are, respectively, 61%, 59% and 54%.

The HLDI creates its list based upon claims alone. However, MSN.com reports that “several factors can put a car high on the list, including the vehicle’s performance characteristics, the age and experience level of the typical driver, and where and how the vehicle is usually operated.”

Vehicle color also seems to play a role in collision statistics. Research by the Monash University Accident Research Center (MUARC) in Australia found that “vehicles painted black or 12% more likely to be involved in a crash than vehicles painted white” and that” silver cars were in 10% more accidents than my cars.” Environmental factors such as low light and visibility were cited as probable reasons for these results.

So the next time you’re out driving, it may well be to your advantage to not only watch out for what other cars are doing but also stay aware of vehicle models and colors—every little bit helps to avoid dangerous and costly accidents.

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